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Electricity and heating charges, if not included in the lease. Internet connection is generally not included. Home insurance, although not mandatory, is strongly recommended to cover you in case of damage.
You can call on our concierge service to assist you with your procedures.
In addition to the monthly rent, you will generally need to budget for the following costs:
Electricity and heating: unless these charges are included in the rent, they will be your responsibility.
Internet: often not included, it’s up to you to subscribe to a package adapted to your needs.
Home insurance: highly recommended (and sometimes mandatory), it protects your property and your civil liability.
Other possible costs: telephone, parking, or optional building services.
Some of these services can be simplified thanks to the MonLoyerGaranti concierge service, which supports you in your procedures (installation, subscriptions, practical advice, etc.).
MonLoyerGaranti.ca acts as a trusted third party between you and the landlord, securing the rental relationship from the moment the lease is signed.
How it works, step by step:
You pay the equivalent of one year's rent in one payment to MonLoyerGaranti, when you sign the lease.
MonLoyerGaranti then pays the rent to the owner each month, according to the planned schedule (for 12 months).
You no longer have to manage monthly payments: everything is automated, secure, and without additional intervention.
This model allows you easy access to housing, even without a credit history or with an unstable financial situation, as well as increased confidence for the owner, who receives his rent each month without risk or delay.
Visit the Listings page to view all currently available homes. Use the search filters (price, number of rooms, location, etc.) to refine your results according to your needs.
Each advert presents all the essential information: number of rooms, equipment included, photos of the accommodation, rental conditions, and rent amount.
Click the "Apply" button from a listing to begin your application. You will be guided through each step to enter your information and submit your supporting documents.
Once your application is complete (profile completed, documents submitted, and warranty activated), the landlord will review your file. The average response time is a few days. You will be notified directly via your tenant account. You will receive a notification in your tenant account as soon as a decision is made.
If your application is accepted, you can proceed with the payment of the rental deposit (equivalent to one year's rent). The lease is then signed between you and the landlord.
Once the lease is signed, MonLoyerGaranti takes over and ensures the monthly payment to the landlord. You can manage all your communications from your personal space.
In the event of a problem (work to be carried out, disaster, incident in the accommodation, etc.), the platform directs you to the right people and supports you in the steps to follow.
As the end of the lease approaches, you will need to:
Comply with the terms and conditions: notice to be sent within the time limits, exit inventory, handing over of keys, etc. MonLoyerGaranti can assist you with handing over the premises or any other administrative steps, if necessary.
You can then, if you wish, launch a new housing search directly via the platform, with your profile already completed.
In Quebec, this nomenclature indicates the number of main parts:
The number : bedrooms, living room, dining room (if separate).
½ : bathroom.
Examples:
1 ½ : studio (one room + bathroom).
3 ½ : one bedroom, living room, kitchen + bathroom.
4 ½ : two bedrooms + living room, kitchen + bathroom.
A residential house that consists of two separate units (duplex) or three separate units (triplex), etc. The units can be side by side or one on top of the other. A duplex does not mean that an apartment is on two floors.
Furnished : the apartment is fully equipped — furniture (bed, table, sofa), household appliances, sometimes dishes and bedding.
Semi-furnished : Includes only basic appliances, usually the refrigerator and stove (sometimes washer/dryer).
Always check with the owner what exactly is included.
Landlords
Subheading
FAQ text 1
MonLoyerGaranti pays your rent every month via automated bank deposit directly into your account. Payments are guaranteed, even in the event of late payment, incident, or early departure. You receive a tracking sheet and clear statements in your landlord account.
Posting your ad is completely free. If you sign a lease, you'll be required to pay MonLoyerGaranti the equivalent of one month's rent in service fees.
This amount is unique, paid only once when signing the lease, and covers:
Monthly management of payments to the owner
A guarantee against unpaid rent
Administrative and legal support
Access to the rental concierge service (if activated by the tenant)
Yes. You retain 100% of your freedom of choice.
Each application is sent to you with all the necessary information (profile, income, supporting documents, rental deposit) so that you can make an informed decision.
No automatic commitment is imposed: You are free to accept or refuse each tenant, according to your criteria and preferences.
FAQ text 2
FAQ text 3
In the event of an incident (dispute, non-payment, early departure, etc.), MonLoyerGaranti takes over:
You continue to receive your rents , without interruption, as planned in the payment schedule.
All financial aspects are taken care of by the platform — you don't have to do anything.
In the event of a dispute , abandonment of the accommodation or other problem, MonLoyerGaranti takes care of reminders and communications, the possible replacement of the tenant, and legal procedures, if necessary.
All residential accommodations located in Quebec can be published on the platform , including:
Apartments
Condos
Single-family (detached) houses
Duplex, triplex
Income properties
As long as the accommodation is intended for primary residence and complies with current rental standards, it is eligible.
Choose a simplified, secure and stress-free rental, thanks to a model that offers you much more than the traditional method:
Guaranteed income for 12 months
You receive your rent every month, no matter what happens—even in the event of early departure or an incident.
Zero unpaid bills
Thanks to the prepayment system and the rental guarantee, rents are paid automatically and without delay.
Less management, more peace of mind
MonLoyerGaranti handles payment management, reminders, and dispute resolution.
Prequalified tenants
You only receive reliable profiles, validated according to rigorous criteria, with the required supporting documents.
Human support
Both owners and tenants benefit from personalized support, before, during and after signing the lease.
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